Compare the Best Local Rates

Best Minneapolis, MN CD Rates: 12-Month Term

If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.

Today’s 1-Year CD Rates in Minneapolis, MN

To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in Minneapolis right now:

Number of Accounts Available: 20
Highest Rate: 1.06% APY
Lowest Rate: 0.15% APY
Average Rate: 0.76% APY

Where the Highest 12-Month CD Rates are Located

The following are the local Minneapolis banks and credit unions that are currently offering the highest 12-month CD interest rates:

  • Highgrove Community Credit Union: 1.06%
  • City-County Credit Union: 1.05%
  • Beal Bank: 1.01%
  • Hiway Credit Union: 0.9%
  • Healtheast Employees Credit Union: 0.9%

These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Minneapolis CD Rates page.


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